There are two types of commercial mortgages, those for owner/occupier and those for investment. For investment, the mortgage is secured against the value of the property as well as the tenant in place. For the owner/occupier it is supported by the business and how much that generates to determine how if it can support the mortgage.
Many owner/occupier commercial mortgages are popular as the rent that would have been paid can be offset to repay the mortgage. This is, of course, a better option than paying rent as you are essentially paying rent to yourself.
With access to all of the main high-street lenders and lenders available through the broker market only, Mandalay Financial is able to assist you, whatever your requirements are in the commercial space.
These products are not regulated by the FCA and we are not authorised via PRIMIS Mortgage Network to advise on them.