There are two types of commercial mortgages, those for owner/occupier and those for investment. For investment, the mortgage is secured against the value of the property as well as the tenant in place. For the owner/occupier it is supported by the business and how much that generates to determine how if it can support the mortgage.
Many owner/occupier commercial mortgages are popular as the rent that would have been paid can be offset to repay the mortgage. This is, of course, a better option than paying rent as you are essentially paying rent to yourself.
With access to all of the main high-street lenders and lenders available through the broker market only, Mandalay Financial is able to assist you, whatever your requirements are in the commercial space.